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Diary of Opening an account in BOCHK

Make an appointment through the WeChat Bank of China HongKong(BOCHK) microservice public account. I choose a bank branch near Shenzhen, the earliest appointment can be made is 7 days later. After the reservation is made, the system will send an email to your mailbox to remind you to bring your ID card, pass, customs clearance receipt, work certificate, bank statement, etc.

I went to Hong Kong physically on the agreed date, and when I arrived at the bank branch, the bank staff help me took the number directly without looking at the appointment record.

The bank staff gave enthusiastic guidance, download BOCHK and Boc Pay App, scan the QR code and fill in the account opening information. Probably some basic personal identity information, job, address, etc. It took ten minutes to fill it out.

After filling it out, the account manager will guide you to the counter to start processing.

Ask for ID card, pass, and customs clearance receipt;

When asked about the reason for opening the card, my answer was to invest in stocks;

Asked for proof of stock transactions and I showed him the daily stock statement issued by the brokerage, and he confirmed that the name on the statement matched;

Asked if he was working, my answer was yes, and asked if there was any bank statement for salary, so I took out the bank statement prepared in advance, he took a look at the company name to see if it’s matchs;

So he started to go through the process, and then he asked if I had a passport with me. I said no. Probably he wanted to use Passport to open an investment account.

After about 25 minutes, the account opening is completed. I was given a notice with printed Hong Kong dollar and foreign exchange account numbers. he said that the account is available immediately, but it will take about a month for the debit card to be sent to the address filled in. Then I went to the nearby ATM and deposited the prepared 10,000 Hong Kong dollars using my account number, and it was successful.

The whole account opening process was smooth. I went through it on a working day, and it took more than thirty minutes from take a number to completing the process.

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